PRIVACY NOTICE

Introduction: 

Baker and Lindsey, Inc. knows that you expect privacy and security for your personal financial information. This privacy policy is designed to inform you of the types of info9rmation we collect from our customers, how we use that information, and the circumstances under which we will share it with third parties.

We respect your privacy

Baker and Lindsey, Inc. respects your privacy and is committed to treating your information responsibly. 

We believe many consumers appreciate offering of products and services that may be useful to them. At the same time, we understand the need to safeguard sensitive information that you have provided to us and that you expect privacy and security for your personal financial affairs.

Information collection

Baker and Lindsey, Inc. will collect nonpublic information about you only where we reasonably believe the information will be necessary or useful in processing or administering your loan. In this notice, the term non-public personal information refers to information about you that we receive from the sources described below and that is not otherwise lawfully available to the general public.

We collect non-public personal information bout you from the following sources: (1) Information we receive from you on applications or other forms, (2) information about your transactions with us or others, and (3) information we receive from consumer reporting agencies.

Affiliates

Baker and Lindsey, Inc. has no affiliates and we do not share information with third parties, except as described in the next paragraph.

Information sharing permitted by law

Baker and Lindsey, Inc. will share your nonpublic personal information to certain non-affiliated third parties as permitted by law; e.g. FHA, VA, FNMA, FHLMC, or the company to which your loan is sold.

Our former customers

Even after your loan is sold, Baker and Lindsey, Inc. will continue to treat the non-public personal information we have about you as if you were still our customer.

Confidentiality and security

We restrict access to non-public personal information about you to those employees who need to know that information to provide products and services to you.

We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your non-public personal information.

We appreciate your business and want you to understand our commitment to maintaining the privacy of your non-public personal information, as expressed in the Privacy Policy. This Privacy Policy applies only to individual consumers. This Privacy Policy has remained unchanged since the company was founded. The law says that we have the right to change our policy. If you have questions about this Privacy Policy, please contact Bradley R. Baker, President and Board Chairman of Baker and Lindsey, Inc., at (850) 864-1011.